Conversation with Dr Thomas Franco, General Secretary, All India Bank Officers Confederation, on the perils of the recent banking legislations, including Insolvency and Bankruptcy Code (IBC) 2016, Banking Regulation (Amendment) Ordinance 2017, and the Financial Resolution and Deposit Insurance Bill (FRDI) 2017. Will these new legislations solve NPA crisis? Or will they result in the destruction of the Public banking in India?