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Author's Posts

Home > Posts by Delhi Post

Bank Charges: Punishment for the Poor and Marginalised

Bad loans have worsened the banks’ balance sheet. Because of this, the money which banks need to put aside (called provisions) for bad loans has increased manifold, resulting in a decrease of money available...

Read more March 11, 2019 at 11:33 am Delhi Post

Financially inclusive India! Are we?

The 2017 Global Findex Database of the World Bank Group portrays India in a remarkably favourable light owing to the sharp increase in the number of bank account holders in the country, but the...

Read more May 11, 2018 at 8:32 am Delhi Post

FRDI Bill is a problem, not a solution

The proposed FRDI Bill in its current form could impact banks in a detrimental way. The Modi-led NDA government did not have to be in the defensive many a time, in its nearly four-year...

Read more January 29, 2018 at 9:23 am Delhi Post

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January 12, 2021 0

Random Reflections: Micro Finance – Time to look back and make a ‘U’ turn

In 1992, Self Help Groups (SHGs) promoted by NABARD as a Pilot Programme came as a boon for women...

Read more
January 8, 2021 0

Random Reflections – Online Loans: Government and RBI should address the root cause of the problem

Online loans have led to suicides and loss of more than 1000 crores reported so far and few Chinese...

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