INEQUALITY ALERT
Dispatches from A World Growing Apart. Issue 1 | 18 October 2025 ┬а Issue 2 | 10 Novemeber 2025 Issue 3 | 25 November 2025 Issue 4 | December 17, 2025 Issue 5 |...
Wayanad relief: Why India needs climate-sensitive banking now more than ever
With assets wiped out, crops lost and livelihoods ruined, disaster-hit families desperately need new loans or relief from existing debts. The women of Wayanad affected by the devastating 2024 landslide that scarred their lives...
Women of Wayanad & the battle for climate write offs
The women of Wayanad affected by the devastating 2024┬а landslide that scarred their lives and lands, have achieved a significant victory at the Kerala high court in their battle for loan relief. A bench...
The Shaping of a Welfare Regime
Excerpt from Making India Work: The Development of Welfare in a Multi-level Democracy By Louise Tillin, published in 2025 by Cambridge University Press, United Kingdom. The struggles of workers, employers, and the state to...
Indian Banking Paradox: Accounting Profit Vs Social Profit
We are in the midst of major changing times in recent history; internationally, domestically in general and the Indian banking system in particular. First time after independence, Indian banks are being sold to foreign...
A Note on Agriculture Debt Relief in Maharashtra
In 2017, Maharashtra implemented an agriculture debt relief scheme that waived debt amounting to тВ╣18,762 crore. This was followed by another debt relief program in 2019 for an amount of тВ╣20,497 crore. In the...
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Civil society leaders urge RBI and banks to provide loan relief amid 2025 monsoon disaster losses
More than 100 civil society organisations and individuals тАФ including Medha Patkar of Narmada Bachao Andolan, Shaktiman Ghosh of the National Hawkers Federation, Thomas Franco, former General Secretary of the All India Bank Officers...
A note complicating the claims around financial inclusion through Banking
When the RBI announced recently that its Financial Inclusion Index had jumped from 64.2 to 67 this year, celebrating “significant improvement,” it painted a rosy picture that masks a troubling reality. The Department of...
Women demand basic dignity, access to credit and monitoring micro finance by States
The National Public Hearing on Rising Indebtedness of Women and MFI Loot, convened by the All India Democratic WomenтАЩs Association, on 23-24 August 2025 at New Delhi highlighted the failure of the Government of...
From Credit to Crisis: IndiaтАЩs Women in Debt I Finance Matters, 22 August 2025 I Editorial
A new nationwide survey has laid bare the dark side of IndiaтАЩs microfinance boom. Conducted by the All India Democratic WomenтАЩs Association across 15 states, the study of 6,685 women shows how non-banking finance...
BULA BILL TO SAVE SHYLOCKS?
The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to rein in predatory lending activities.The summary of the statements is given below: The Department...
Micro Loans Are Driving an Already Forsaken Population Further Into Distress
The people for whom such micro-credits become a lifeline are those who are not considered credit worthy by the formal banking system. ‘These are the people for whom such micro-credits become a lifeline as...
By pushing people to money lenders the Union Govt and RBI are implementing Manusmriti
History shows that in primitive society there was no money lending and people shared their natural resources. In India, the concept of lending has been recorded during the Mauryan age, i.e., 321тАУ185 BCE. KautilyaтАЩs...
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