As the Reserve Bank of India celebrates the “resilience” of India’s financial system in its latest Financial Stability Report (June 2025), this briefing cuts through the celebratory tone to examine the deeper, often concealed, vulnerabilities. From surging household debt and stagnating wages to rising unsecured lending and growing external liabilities, the report lays bare the gap between official optimism and economic ground realities.
Find Glimpses of:
- Is domestic demand really buoyant?
- Are we robust in the face of external vulnerability?
- Corporate Sector: Soaring Profits Dwindling Wages
- Alarming rise in Household Debt
- Health of banking sector
- Unsecured retail loan on a high
- Status of Insolvency & Recovery
- Non Banking Financial Companies: Bane or Boon?
- Are MSMEs really getting easy loans?
- Questions on Project Finance & Climate Sensitivity
- Concerns around Digital Security
Read and Download the report here: A Quick Glance through the Financial Stability Report 2025
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