Debt Archives - Centre for Financial Accountability

Response to the RBI on it’s revised directions on relief measures in areas affected by natural calamities

To The Chief General Manager Credit Risk Group, Department of Regulation Central Office, Reserve Bank of India 12th / 13...

Article

Towards Budget 2026: Banks are Doing Great, But People Aren’t

Instead of fancy salons in the name of Insolvency and Bankruptcy Code that gives convenient haircuts to the super rich...

Coverage General National Finance Union Budget

Article

जनता पर आर्थिक बोझ बढ़ाएगा वर्तमान बिजली खरीदी समझौता

मध्यप्रदेश सरकार भविष्य की जरूरत पूरा करने के लिए निजी कंपनियों से 25 वर्षों के लिए चार हजार मेगावाट बिजली खरीदी सम...

General

Article

Wayanad relief: Why India needs climate-sensitive banking now more than ever

With assets wiped out, crops lost and livelihoods ruined, disaster-hit families desperately need new loans or relief fro...

Coverage Debt Crisis & NBFCs General Indian Economy

Article

A Note on Agriculture Debt Relief in Maharashtra

In 2017, Maharashtra implemented an agriculture debt relief scheme that waived debt amounting to ₹18,762 crore. This was...

Debt Crisis & NBFCs General Indian Economy

Article

A Quick Glance through the Financial Stability Report 2025

As the Reserve Bank of India celebrates the “resilience” of India’s financial system in its latest Financial Stability R...

General Indian Economy Publications

Article

अधोसंरचना विकास के नाम पर कर्ज का दर्द

वर्ष 2005 में नगर निगम जबलपुर ने शहर में सीवर लाइन व नाला निर्माण वाटर ड्रेनेज योजना के नाम पर एशियन डेवलपमेंट बैंक से 1...

Blog General Infrastructure Finance

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From Privacy Invasion to Economic Strain! | Finance Matters, 07 March 2025 | Editorial

The Income Tax Bill, 2025 is raising serious concerns about privacy and government overreach. Under this new law, tax of...

Blog FM EditS General

Article

Rising debt, falling savings, liquidity crunch, and the struggle for stable growth | Finance Matters, 21 February 2025 | Editorial

India’s economy is facing a mix of opportunities and challenges. Moody’s Analyticshas revised India’s GDP growth project...

Blog FM EditS General

Article

To undo the deadly noose of loan apps, RBI’s occasional warnings won’t do

A new ecosystem based on loan apps has mushroomed across India’s financial landscape over a decade, preying on those aba...

Coverage Debt Crisis & NBFCs General Indian Economy

September 16, 2026

CFA

Response to the RBI on it’s revised directions on relief measures in areas affected by natural calamities

To The Chief General Manager Credit Risk Group, Department of Regulation Central Office, Reserve Bank of India 12th / 13th Floor, Shahid Bhagat Singh Marg Fort, Mumbai – 400 001 Subject: Concerns regarding the revised framework released on April 29, 2026 through press release number 2026-2027/173 ,...

Climate Finance Debt Crisis & NBFCs General Indian Economy

Article

January 29, 2026

Anirban Bhattacharya & Nancy Pathak

Towards Budget 2026: Banks are Doing Great, But People Aren’t

Instead of fancy salons in the name of Insolvency and Bankruptcy Code that gives convenient haircuts to the super rich, we need a budget that makes amends to actually improve recoveries instead of the mounting write offs. Indian currency. Photo: Wikimedia Commons | The Wire Multiple reports on b...

Coverage General National Finance Union Budget

Article

December 6, 2025

Raj Kumar Sinha

जनता पर आर्थिक बोझ बढ़ाएगा वर्तमान बिजली खरीदी समझौता

मध्यप्रदेश सरकार भविष्य की जरूरत पूरा करने के लिए निजी कंपनियों से 25 वर्षों के लिए चार हजार मेगावाट बिजली खरीदी समझौता करने की तैयारी कर रही है। कंपनीयों ने बिजली की दर 5.83 रुपए प्रति यूनिट तय की है।इसकी अंतिम मंजूरी के लिए मध्यप्रदेश विधुत नियामक आयोग को प्रस्ताव भेजा गया है। जानकार बताते है...

General

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November 28, 2025

Anirban Bhattacharya & Amitanshu Verma

Wayanad relief: Why India needs climate-sensitive banking now more than ever

With assets wiped out, crops lost and livelihoods ruined, disaster-hit families desperately need new loans or relief from existing debts. A landslide-devastated house at Mepaddi in Wayanad| PTI | The Federal The women of Wayanad affected by the devastating 2024 landslide that scarred their lives and...

Coverage Debt Crisis & NBFCs General Indian Economy

Article

November 10, 2025

Devidas Tuljapurakar

A Note on Agriculture Debt Relief in Maharashtra

In 2017, Maharashtra implemented an agriculture debt relief scheme that waived debt amounting to ₹18,762 crore. This was followed by another debt relief program in 2019 for an amount of ₹20,497 crore. In the 2024 elections, almost all major political parties included an agriculture debt relief schem...

Debt Crisis & NBFCs General Indian Economy

Article

July 2, 2025

CFA Admin

A Quick Glance through the Financial Stability Report 2025

As the Reserve Bank of India celebrates the “resilience” of India’s financial system in its latest Financial Stability Report (June 2025), this briefing cuts through the celebratory tone to examine the deeper, often concealed, vulnerabilities. From surging household debt and stagnating wages to risi...

General Indian Economy Publications

Article

April 17, 2025

Raj Kumar Sinha

अधोसंरचना विकास के नाम पर कर्ज का दर्द

वर्ष 2005 में नगर निगम जबलपुर ने शहर में सीवर लाइन व नाला निर्माण वाटर ड्रेनेज योजना के नाम पर एशियन डेवलपमेंट बैंक से 196 करोड़ का कर्ज लिया था।न तो सीवर लाइन का काम ही अभी तक पूरा हो पाया है और न ही नाला निर्माण ही पूर्ण हो पाया है। सीवर लाइन प्रोजेक्ट में करीब एक हजार करोड़ रुपए लग चुका है और अभी...

Blog General Infrastructure Finance

Article

March 12, 2025

CFA Admin

From Privacy Invasion to Economic Strain! | Finance Matters, 07 March 2025 | Editorial

The Income Tax Bill, 2025 is raising serious concerns about privacy and government overreach. Under this new law, tax officials will have the power to access personal emails, social media accounts, bank details, and investment portfolios—not based on solid evidence, but on mere suspicion. This means...

Blog FM EditS General

Article

February 25, 2025

CFA Admin

Rising debt, falling savings, liquidity crunch, and the struggle for stable growth | Finance Matters, 21 February 2025 | Editorial

India’s economy is facing a mix of opportunities and challenges. Moody’s Analyticshas revised India’s GDP growth projection to 6.4% for 2025, down from 6.6% in 2024, questioning whether domestic demand alone can sustain growth. It’s time to ask whether the country’s economic resilience is as strong ...

Blog FM EditS General

Article

September 11, 2025

Anirban Bhattacharya

To undo the deadly noose of loan apps, RBI’s occasional warnings won’t do

A new ecosystem based on loan apps has mushroomed across India’s financial landscape over a decade, preying on those abandoned by the formal banking sector. A survey conducted by LocalCircle from July 2020 to June 2022 showed that 14 per cent of those surveyed utilised instant loan applications. Wh...

Coverage Debt Crisis & NBFCs General Indian Economy

Article

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Debt

Response to the RBI on it’s revised directions on relief measures in areas affected by natural calamities

Towards Budget 2026: Banks are Doing Great, But People Aren’t

जनता पर आर्थिक बोझ बढ़ाएगा वर्तमान बिजली खरीदी समझौता

Wayanad relief: Why India needs climate-sensitive banking now more than ever

A Note on Agriculture Debt Relief in Maharashtra

A Quick Glance through the Financial Stability Report 2025

अधोसंरचना विकास के नाम पर कर्ज का दर्द

From Privacy Invasion to Economic Strain! | Finance Matters, 07 March 2025 | Editorial

Rising debt, falling savings, liquidity crunch, and the struggle for stable growth | Finance Matters, 21 February 2025 | Editorial

To undo the deadly noose of loan apps, RBI’s occasional warnings won’t do

Response to the RBI on it’s revised directions on relief measures in areas affected by natural calamities

Towards Budget 2026: Banks are Doing Great, But People Aren’t

जनता पर आर्थिक बोझ बढ़ाएगा वर्तमान बिजली खरीदी समझौता

Wayanad relief: Why India needs climate-sensitive banking now more than ever

A Note on Agriculture Debt Relief in Maharashtra

A Quick Glance through the Financial Stability Report 2025

अधोसंरचना विकास के नाम पर कर्ज का दर्द

From Privacy Invasion to Economic Strain! | Finance Matters, 07 March 2025 | Editorial

Rising debt, falling savings, liquidity crunch, and the struggle for stable growth | Finance Matters, 21 February 2025 | Editorial

To undo the deadly noose of loan apps, RBI’s occasional warnings won’t do

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