Half full Half Empty GST Changes?
Newspapers are full of advertisements praising the Prime Minister for the so-called Diwali gift. Few analysts have come out with the real report card of GST. Convener of Association of Indian Entrepreneurs Mr. K...
Women demand basic dignity, access to credit and monitoring micro finance by States
The National Public Hearing on Rising Indebtedness of Women and MFI Loot, convened by the All India Democratic Women’s Association, on 23-24 August 2025 at New Delhi highlighted the failure of the Government of...
Massive Public Hearing of Women Charge Sheet the Union Govt, RBI, NBFCs and MFIs
More than 500 delegates and observers of the All India Democratic Women’s Association, the largest women’s organisation in the country with more than 10 million members, held the Government of India, Reserve Bank of...
BULA BILL TO SAVE SHYLOCKS?
The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to rein in predatory lending activities.The summary of the statements is given below: The Department...
By pushing people to money lenders the Union Govt and RBI are implementing Manusmriti
History shows that in primitive society there was no money lending and people shared their natural resources. In India, the concept of lending has been recorded during the Mauryan age, i.e., 321–185 BCE. Kautilya’s...
Eight Years of Finance Matters – A Matter of Pride – Salute to CFA Team – Present and Past
The first issue of Finance Matters was released on 1st July 2017 and had articles titled: Appointment of a new Indian ED at the World Bank raises a few questions The Draconian FRDI Bill,...
Will you arrest Anil Ambani or let him escape? Or make him 3rd richest in the country, Prime Minister?
Anil Ambani’s loan has been reported as fraud for the second time by SBI:It’s reported by BusinessLine as: State Bank of India has decided to report the loan account of Reliance Communications Ltd (RCOM)...
How Rs 21,000 become Rs 15,00,000 in one month? Will RBI explain?
For many days Facebook is showing apparently an appeal by Ms. Nirmala Sitharaman appealing to every Indian to invest Rs 21,000 immediately as only 1000 can apply now as 80% has been subscribed in...
How to make the biggest public service serve Private Corporates- Learn from BJP Government
Our country has the biggest public service through Post Offices in every nook and corner of the country. Started in 1776 with the idea mooted by Warren Hastings, Lord Clive started post offices which...
Reducing Small Loans from Banks – A Serious Alarm, Act Immediately
After nationalisation of 14 banks in 1969 and 6 more in 1980, access to credit became possible for small borrowers. But everything changed after 1991 and worsened after 2014. Please refer to tables from...
Private Banks overtaking Public Banks in business – it’s a plan – not a surprise.
The Annual Report of RBI 2025 and Basic Statistical Return 1 and 2, March 2025, reveal the increasing share of number of deposit accounts, deposits, loan accounts, and loan amount shifting to private banks....
DAY-NULM wound up quietly. Have we removed urban poverty and un-employment?
The Reserve Bank of India, wide its notification RBI/2025-26/39/FIDD.CO.GSSD.BC.No 06/09.16.003/2025-26, announced that the Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) has officially concluded on September 30, 2024. Consequently, the Master Circular dated...
RBI Draft on Gold Loans Sending People to Money Lenders!
RBI Governor on 9th April 2025, after the Monetary Policy Committee meeting, announced that co-lending model will be expanded and a draft guideline for lending against gold will be circulated. RBI / 2025-26 /...
Banks on Sale to Foreigners and Foreign Banks – Public Banks Systematically Getting Alienated to Encourage Foreign Banks
Yes Bank, which was rescued from collapse by the largest bank in our country, SBI, and restored to good health, is on sale. From a huge net loss of Rs. 16,418.02 crores in 2020...
Increase in ATM Charges and RBI Actions and Inactions
From the first of May, the Reserve Bank of India (RBI) has permitted the banks, an increase in the charges for ATM transactions above a free limit. The free limit is 5 transactions in...
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