Digital Infrastructure
This edition of the State of Finance in India report has India’s digital economy and its impact as its special theme. The term ‘infrastructure’ conjures up images of large projects made of steel and...
The Labour Codes serve Capital
What better time to bring into effect the Labour Codes than right after a thumping victory in the Bihar elections. Bihar, a labour-sending state, saw out-migration, “palayan” of youth, lack of employment opportunities and...
INEQUALITY ALERT
Dispatches from A World Growing Apart. Issue 1 | 18 October 2025 Issue 2 | 10 Novemeber 2025 Issue 3 | 25 November 2025
Wayanad relief: Why India needs climate-sensitive banking now more than ever
With assets wiped out, crops lost and livelihoods ruined, disaster-hit families desperately need new loans or relief from existing debts. The women of Wayanad affected by the devastating 2024 landslide that scarred their lives...
Women of Wayanad & the battle for climate write offs
The women of Wayanad affected by the devastating 2024 landslide that scarred their lives and lands, have achieved a significant victory at the Kerala high court in their battle for loan relief. A bench...
The Shaping of a Welfare Regime
Excerpt from Making India Work: The Development of Welfare in a Multi-level Democracy By Louise Tillin, published in 2025 by Cambridge University Press, United Kingdom. The struggles of workers, employers, and the state to...
Indian Banking Paradox: Accounting Profit Vs Social Profit
We are in the midst of major changing times in recent history; internationally, domestically in general and the Indian banking system in particular. First time after independence, Indian banks are being sold to foreign...
A Note on Agriculture Debt Relief in Maharashtra
In 2017, Maharashtra implemented an agriculture debt relief scheme that waived debt amounting to ₹18,762 crore. This was followed by another debt relief program in 2019 for an amount of ₹20,497 crore. In the...
बिहार चुनाव में जंगल राज बनाम सरकारी नौकरी की बौछार
बिहार की राजनीति में अपराध, जाति और सत्ता का त्रिकोण लंबे समय से निर्णायक भूमिका निभाता आया है।जंगल राज’ शब्द का पहली बार प्रयोग 1997 में हुआ था, और उसका संदर्भ आज के राजनीतिक...
मीठा कफ सिरप का जहरीला कारोबार
मध्यप्रदेश में जहरीले कफ सिरप से मरने वाले बच्चों की संख्या 16 हो गया है। हाल ही में राजस्थान के भरतपुर और सीकर ज़िले में भी बच्चों को कप सिरप पिलाने से मौत हुई...
Civil society leaders urge RBI and banks to provide loan relief amid 2025 monsoon disaster losses
More than 100 civil society organisations and individuals — including Medha Patkar of Narmada Bachao Andolan, Shaktiman Ghosh of the National Hawkers Federation, Thomas Franco, former General Secretary of the All India Bank Officers...
A note complicating the claims around financial inclusion through Banking
When the RBI announced recently that its Financial Inclusion Index had jumped from 64.2 to 67 this year, celebrating “significant improvement,” it painted a rosy picture that masks a troubling reality. The Department of...
Women demand basic dignity, access to credit and monitoring micro finance by States
The National Public Hearing on Rising Indebtedness of Women and MFI Loot, convened by the All India Democratic Women’s Association, on 23-24 August 2025 at New Delhi highlighted the failure of the Government of...
From Credit to Crisis: India’s Women in Debt I Finance Matters, 22 August 2025 I Editorial
A new nationwide survey has laid bare the dark side of India’s microfinance boom. Conducted by the All India Democratic Women’s Association across 15 states, the study of 6,685 women shows how non-banking finance...
BULA BILL TO SAVE SHYLOCKS?
The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to rein in predatory lending activities.The summary of the statements is given below: The Department...
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