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Random Reflections

Who is going to fall? Gautam or Narendra?

Mr Gautam Adani who become the second-richest man due to the support of Mr Narendra Damodardas Modi (See Random Reflections – Why boycott Adani) is in deep trouble. Almost every bank in the country...

Read more January 31, 2023 at 5:14 pm Thomas Franco

Systematically killing public sector banks: Pushing away people to money sharks

It was only after the nationalisation of 14 banks on July 19, 1969, that the banks reached the common people. The main changes that were done included a shift from class banking to mass...

Read more January 23, 2023 at 6:53 pm CFA

Demonetisation, Supreme Court order and unanswered Questions

In this in-depth analysis of the entire Demonetisation process in the context of the 4:1 Supreme Court verdict delivered on January 02, 2023, points out that the extensive damages caused by the 2016 measure...

Read more January 11, 2023 at 5:04 pm Thomas Franco

RBI, Artificial Intelligence, Machine Learning and MNCs – Dangerous proposal – Must be dropped

When RBI is refusing to disclose details of borrowers whose loans are written off except in the case..

Read more January 2, 2023 at 5:10 pm Thomas Franco

Reserve Bank of India – Clueless, Careless and Heartless

RBI is the regulator and supervisor of the monetary system. Its objectives are, to maintain public confidence in the system, protect depositors’ interests and provide cost-effective banking services to the public. Its roles are...

Read more December 12, 2022 at 11:30 am Thomas Franco

Recession – What India should do?

Contrary to the claims of the Finance Minister, India is in recession. Even the RBI agrees. Inequality is on the rise. From jobless growth, we are in 'job loss' growth. Study after study confirms...

Read more November 29, 2022 at 1:42 pm Thomas Franco

When India wears the G20 crown

G-20, (abbreviation for Group 20) is a fancy name. It has attracted the imagination of many around the globe and is often dubbed as the most important association of nations that matter in terms...

Read more November 24, 2022 at 11:55 am Thomas Franco

Why are Public Sector Banks performing better?

The quarter 2 results of the public sector banks are noteworthy compared to a few years ago. All these banks showed good profits in the financial year 2021-22. Twelve PSBs made a net profit...

Read more November 15, 2022 at 3:24 pm Thomas Franco

CBDC–Is it going to be used in elections? Or leading to another demonetisation?

Shaktikanta Das, the governor of the Reserve Bank of India, had so far maintained that India is not ready for a digital currency, but suddenly he has announced that from November 1, Central Bank...

Read more November 7, 2022 at 12:42 pm Thomas Franco

Loan Mela to Rozgar Mela -Hoodwinking People, the BJP Style

Registration for the Rozgar Mela 2022 is going to start online for 9,74,327 vacancies. Let us look at the details first.

Read more October 27, 2022 at 4:46 pm Thomas Franco

Should SBI become the voice of the Government?

State Bank of India is a Public Sector Bank in which the Union Government holds a 54% share. It has to be independent, and it has acted independently in the past.  For example, Mr...

Read more October 18, 2022 at 4:46 pm Thomas Franco

IDBI Bank Sale—The Height of Madness 

When the Nobel Prize in Economics is awarded to economists for their work on “why banks should not be allowed to fail,” the Union Government announced an Expression of Interest in selling IDBI Bank.

Read more October 12, 2022 at 5:57 pm Thomas Franco

Importance of Public Banking System and How the Social Responsibility of Banks is being Diluted

A farmer came to a bank and asked for a loan for cultivation. The branch manager asked for security.  The farmer said that he doesn’t have any security.

Read more October 3, 2022 at 4:05 pm Thomas Franco

History in the making: March for Accountability Act in Rajasthan

Jawabdehi Yatra organised by Mazdoor Kisan Shakti Sangathan (MKSS) along with 80 other organisations in Rajasthan is making history.

Read more September 26, 2022 at 3:01 pm Thomas Franco

Understanding Deregulation, Privatisation & Economic Reforms: What derailed the Indian economy?

The derailment began in 1991, with the World Bank, an IMF loan, and the liberalisation, privatisation, and globalisation agenda.

Read more September 20, 2022 at 12:56 pm Thomas Franco
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