How Banks Are Stealing Our Savings?
The Indian banking sector is under a prolonged and severe crisis. Bad loans continue to grow and banks remain under-capitalized with profits in the red. As a result, credit growth remains muted, reinforcing the...
Public Money: Resistance Against Arbitrary Bank Charges
Banks act as financial intermediaries between depositors and borrowers. It is the public money, deposited in the form of term deposit (fixed deposits) and time deposit (saving accounts) which banks use for lending to...
Penalty Levied For Non-Maintenance Of Minimum Balance
Public Sector Banks As per the data provided by the government to the Parliament of India, since the financial year 2014-15, until September 2018, the Public Sector Banks have collected Rs 7027.81 crores for...
New World Bank President: From ‘Who’ and ‘How’ to ‘for What’!
With the formal process of selection of a new World Bank President kick-starting in a week’s time, it’s imperative to have a view beyond this selection, now that the dust of Jim Kim’s sudden...
हमारा पैसा, हमारा अधिकार: राजनैतिक पार्टियों से अपील
हमारा पैसा, हमारा अधिकार: एक पारदर्शी और जवाबदेह वित्तीय एवं बैंकिंग व्यवस्था की ओर वित्तीय और बैंकिंग मुद्दों को 2019 के चुनावी अभियान के साथ चुनावी घोषणापत्र में इनको शामिल करने का आग्रह करते हुए...
Not Just President, WB Needs New Perspective on Development
The resignation of the World Bank President Jim Yong Kim was an unexpected development given the fact that he had three more years to complete his tenure. Resignations at such a high level after bidding for...
Jim Yong Kim’s Mixed Messages to the World Bank, and the World
Johannesburg – World Bank president Jim Kim is an ex-leftist who claims that in the mid-1990s he wanted to shut down the Bank. At the time, it was an entirely valid, realistic goal of the 50 Years...
Our Money, Our Right: Appeal to the Political Parties
Our Money, Our Right Towards a Transparent and Accountable Financial and Banking System Appeal to political parties by people’s movements, civil society organisations, trade unions and concerned citizens on finance and banking, with a...
Book: Rubbles of an Economic Earthquake
In the past four and a half years, the country has gone through a major socio-political and economic upheaval as never before. At no point in the recent history has the country as a...
World Bank: Jim Yong Kim and beyond
Here’s a lowdown on what good and bad came out of Kim’s reign as the bank’s president and what seems to be the future of the coveted title Jim Yong Kim resigned from the...
Impact of Global Crisis on the Indian Banking System
This impact is not only circumscribed to NPA. Overall, Indian banking is passing through one of the worst crisis in history. Since the last three years, banking in the public sector is almost stagnant....
Ten Years After: Financial Crisis and its Relentless Impact
India’s vulnerability stems from two sources: rapid debt expansion that has increased the volume of doubtful debt and encouraged excess debt exposure in a set of corporates. And increased exposure to dollar debt, partly...
India takes second place in renewable energy
India is leading the race in renewable energy but is still expected to become the largest coking coal importer by 2022. Will the country be able to meet its ambitious targets in clean energy...
Mainstreaming India’s Poor in Banking
My intent in this article is to flag off a set of relevant issues one will have to deal with while mainstreaming India’s poor in Banking. The article has five sections: (a) Providing a...
Should Senior Employees of the Public Sector Join Private Post-Retirement?
The recent appointment of SBI’s Former Chairperson Arundhati Bhattacharya’s as an Independent Additional Director at the board of Reliance Industries Limited has sparked public debate on the post-retirement career of senior employees of the...
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