The Great Indian Illusion !
The documentary film ” The Great Indian Illusion ” by young & promising film director of his own style Mr. Varun Sukhraj emerges at a critical historical moment when the Indian banking sector is...
RBI should own responsibility for the extraordinary delay in closing Paytm Payment Bank
RBI has cancelled the licence of Paytm Payments Bank Ltd on 24th April, 2026, more than two years after barring it from accepting deposits or top-ups. The move effectively prohibits the Payments Bank from...
Reconsideration of Deposit Insurance Policy and Governance Issues in the Banking Sector
Proposed changes in deposit insurance are set to reshape how banks contribute to the system that protects its depositors. With the Deposit Insurance and Credit Guarantee Corporation (DICGC) introducing a new risk-based premium framework...
कागदांची भिंत : कर्जाच्या चौकटीबाहेर राहिलेल्या महिला
मुलाच्या उपचारासाठी पैशांची तातडीची गरज होती. उपचारासाठी पैसे कुठून आणायचे हा प्रश्न तिच्यासमोर आ वासून उभा होता. नवऱ्याचा मागच्याच वर्षी अपघातात मृत्य झाला, कुटुंबाची सर्व जबाबदारी आता तिच्याच खांद्यावर होती. फॅक्टरीत रोजंदारीवर जाऊन त्यातून...
Strike in Indian Overseas Bank – The Managing Director Should Avert It
Indian Overseas Bank was started in 1937 by M.Ct.M. Chidambaram Chettiar on 10 February 1937 and immediately had branches in Burma and Singapore. It was nationalized on 19th July 1969 with 13 more banks....
Indian Banking Paradox: Accounting Profit Vs Social Profit
We are in the midst of major changing times in recent history; internationally, domestically in general and the Indian banking system in particular. First time after independence, Indian banks are being sold to foreign...
Merger of Banks, Appointment of MDs from Private Sector and Privatisation of Banks
The Finance Minister has again started talking about the merger of 2–3 big banks to compete in the global market, and newspapers say that the government is considering the appointment of Managing Directors in...
BULA BILL TO SAVE SHYLOCKS?
The Statement of the Peoples Commission on Public Sector and Public Services has declared that the BULA Bill fails to rein in predatory lending activities.The summary of the statements is given below: The Department...
Reducing Small Loans from Banks – A Serious Alarm, Act Immediately
After nationalisation of 14 banks in 1969 and 6 more in 1980, access to credit became possible for small borrowers. But everything changed after 1991 and worsened after 2014. Please refer to tables from...
Is RBI’s New Plan for Bad Loans Just Another Quick Fix?
In a country like India, where millions hover between poverty and fragile middle-class dreams, every bad loan is more than a financial misstep – it’s a broken promise. The Reserve Bank of India’s (RBI’s)...
Banks on Sale to Foreigners and Foreign Banks – Public Banks Systematically Getting Alienated to Encourage Foreign Banks
Yes Bank, which was rescued from collapse by the largest bank in our country, SBI, and restored to good health, is on sale. From a huge net loss of Rs. 16,418.02 crores in 2020...
RBI Attack on Small Borrowers – New RBI Governor Should Act
The Reserve Bank of India issued a circular on 30th September 2024 titled, “Gold Loans – Irregular Practices Observed in Grant of Loans Against Pledge of Gold Ornaments and Jewellery.” The instructions are for all banks and...
BULA to Kill Self Help Movement
The Government of India, Ministry of Finance, vide their Letter No: F.No.7/93/2024-BOA-I dated 13.12.2024 under the subject: Stakeholder Consultation on Draft Bill to Curb Unregulated Lending Activities – reg., has asked states, ministries, RBI,...
An appeal to SuPer SBI from a Common Citizen
SBI, the 218-year-old bank, the largest in the world in terms of number of branches and customers, which is a leader in housing loans, education loans, and many such areas, is conducting a massive...
Banking Sector under severe stress. Strike by all employees on March 24 & 25. Why?
The United Forum of Bank Unions (UFBU) has started an agitation programme with a massive demonstration across the country on 14 February 2025 (Photos).
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