Gloating in False Growth?
“The greatest trick the devil ever pulled was convincing the world he didn’t exist.” Those are the famous words from the 1995 thriller ‘Usual Suspects’. That’s a line that one recalls looking at the...
People’s BRICS Summit Calls for Concrete, Time-Bound Action on People’s Demands, Demands Alternative Development Model for Global South
New Delhi: The People’s BRICS Summit has called upon BRICS member countries to move beyond declarations and rhetoric and adopt concrete, measurable and time-bound action on issues affecting working people, farmers, women, workers, Dalits,...
Bankers’ Books Evidence Bill, 2026: Expanding State Surveillance, Eroding Citizens’ Rights | Editorial
Finance Matters | July 31 2026 The Bankers’ Books Evidence Bill, 2026 is yet another piece of legislation the NDA-II govt has pushed through, amidst pandemonium in the Lok Sabha, without debate or the...
Meet the Women Living India’s Microfinance Loan Nightmare
Women bear the burden of a lending system that profits from chronic financial distress as they borrow to pay for food, healthcare and survival. Forty-five-year-old Shabreen (name changed) lives with her two sons and...
Whither State Care? India’s Non-Contributory Pension System
Social protection and social security are crucial components of a country’s development agenda. Social security mechanisms not only reflect economic growth but also indicate the capacity of the state to deliver welfare to its...
Risk-Based Premium for Deposit Insurance: What It Means for Banks
The Deposit Insurance and Credit Guarantee Corporation (DICGC) has implemented a risk-based premium system from April 1, 2026, replacing the flat rate structure and linking premiums to banks’ risk profiles. The Deposit Insurance and...
Reconsideration of Deposit Insurance Policy and Governance Issues in the Banking Sector
Proposed changes in deposit insurance are set to reshape how banks contribute to the system that protects its depositors. With the Deposit Insurance and Credit Guarantee Corporation (DICGC) introducing a new risk-based premium framework...
Development vs community: New coal politics and old conflicts in Madhya Pradesh
The Singrauli region of Madhya Pradesh, often described as “India’s energy capital,” has for decades been a hub of coal mining and thermal power generation. Today, the Dhirouli coal mine project in this district...
Bridges, Budgets, and Broken Accountability
Two days ago a parapet segment of an under-construction metro collapsed in Mumbai, killing one person and injuring three others. This incident is the newest addition to a troublingly long list of infrastructure accidents...
Historic Strike by 8 Lakh Bank Employees on 27.01.26 – Wake-up Call to the Government
On 27th January 2026, bank employees and officers under the banner of the UNITED FORUM OF BANK UNIONS (UFBU), consisting of 4 officers’ associations and 5 workmen unions, participated in a day’s strike all...
Towards Budget 2026: Banks are Doing Great, But People Aren’t
Instead of fancy salons in the name of Insolvency and Bankruptcy Code that gives convenient haircuts to the super rich, we need a budget that makes amends to actually improve recoveries instead of the...
Will banks stand on the right side of history?
The World Bank Board ended its long-standing nuclear ban in June 2025, paving the way for financing nuclear power plants worldwide. Although the World Bank was never a major funder of nuclear energy, this...
How Rural Credit Crunch Played a Role in the Birth of the State Bank of India
In the early years after Independence, India’s rural economy faced a deep and persistent credit crisis. Agriculture employed the majority of the population, yet formal banking institutions had little presence in villages. Rural households...
State of Finance in India Report 2024-25
This edition of the State of Finance in India report has India’s digital economy and its impact as its special theme. The term ‘infrastructure’ conjures up images of large projects made of steel and...
Banking Industry gets Wage Revision – Settlement Signed
Bankers have successfully achieved their dream of five-day work along with wage revision with the help of their unions, but there is more than meets the eye. Let’s get into the details and understand...
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