In the early years after Independence, India’s rural economy faced a deep and persistent credit crisis. Agriculture employed the majority of the population, yet formal banking institutions had little presence in villages. Rural households...
As per reports in Business Standard, “Call for paring Govt stake in Public Sector Banks, diluting the Government’s stake in them and leaving their regulations to the RBI were among the key new ideas...
More than 100 civil society organisations and individuals — including Medha Patkar of Narmada Bachao Andolan, Shaktiman Ghosh of the National Hawkers Federation, Thomas Franco, former General Secretary of the All India Bank Officers...
On urgent loan relief for households, individuals and small enterprises hit by the 2025 monsoon disasters To: Governor, Reserve Bank of India (RBI) • Chairpersons/CEOs of Scheduled Commercial Banks • Heads of NBFCs and Microfinance...
The National Public Hearing on Rising Indebtedness of Women and MFI Loot, convened by the All India Democratic Women’s Association, on 23-24 August 2025 at New Delhi highlighted the failure of the Government of...
More than 500 delegates and observers of the All India Democratic Women’s Association, the largest women’s organisation in the country with more than 10 million members, held the Government of India, Reserve Bank of...
History shows that in primitive society there was no money lending and people shared their natural resources. In India, the concept of lending has been recorded during the Mauryan age, i.e., 321–185 BCE. Kautilya’s...
For many days Facebook is showing apparently an appeal by Ms. Nirmala Sitharaman appealing to every Indian to invest Rs 21,000 immediately as only 1000 can apply now as 80% has been subscribed in...
The Reserve Bank of India’s latest economic review paints a mixed picture. On the surface, India’s growth appears strong, among the highest globally, with inflation easing and agriculture performing well. But beneath this headline...
As the Reserve Bank of India celebrates the “resilience” of India’s financial system in its latest Financial Stability Report (June 2025), this briefing cuts through the celebratory tone to examine the deeper, often concealed,...
Our country has the biggest public service through Post Offices in every nook and corner of the country. Started in 1776 with the idea mooted by Warren Hastings, Lord Clive started post offices which...
The Annual Report of RBI 2025 and Basic Statistical Return 1 and 2, March 2025, reveal the increasing share of number of deposit accounts, deposits, loan accounts, and loan amount shifting to private banks....
In a country like India, where millions hover between poverty and fragile middle-class dreams, every bad loan is more than a financial misstep – it’s a broken promise. The Reserve Bank of India’s (RBI’s)...
RBI Governor on 9th April 2025, after the Monetary Policy Committee meeting, announced that co-lending model will be expanded and a draft guideline for lending against gold will be circulated. RBI / 2025-26 /...
From the first of May, the Reserve Bank of India (RBI) has permitted the banks, an increase in the charges for ATM transactions above a free limit. The free limit is 5 transactions in...
