The India of the elites and that of the cockroaches
India has two realities, like two parallel universes. In one of these universes a handful of super rich seem to be doing great, in fact they are thriving. While the other India including both...
One Small Newsletter, One Giant Conversation: Celebrating 10 Years of Finance Matters
Ten years ago, a newsletter started with a fairly stubborn premise: that ordinary people are entitled to know where public money goes, who profits when it disappears, and why the explanations offered are usually...
Who Pays for India’s Ethanol Transition?
India’s ethanol story has mostly been told as a complaint story, falling mileage, stalled cars, a minister who won’t budge. But underneath it is a money story, and it’s the part that actually explains...
India’s Monsoon Paradox
The monsoon is once again showing India’s climate contradiction. A weak monsoon brings fears of drought, lower crop production, rising food prices and reduced rural incomes. Farmers delay sowing, inflation increases, and economic growth...
A Census in Question!
With the first phase of India’s long-delayed Census now completed, attention is shifting from the exercise itself to the questions surrounding it. The Census is far more than a population count, it is the...
More Than a Delayed Monsoon
India’s southwest monsoon has entered the season on a worrying note, with rainfall running 35% below normal and central India recording a deficit of 63%. While June rainfall shortages are not uncommon, the current...
To Stabilise the Rupee, Fix the Economy First
The sharp fall of the rupee is being blamed on recent tensions in West Asia, but the problem runs much deeper. While the government has urged people to reduce gold purchases to save foreign...
Banking Correspondents: The Real Architects of India’s Financial Inclusion Revolution
Financial inclusion has been one of the most significant socio-economic transformations witnessed in India over the last two decades. There was a time when banking services were largely confined to cities and towns, while...
Who Pays for India’s AI Revolution? | Editorial
Finance Matters | 22 May 2026 Prime Minister Narendra Modi is projecting India as the next global hub for artificial intelligence, with companies like Google, Microsoft and OpenAI pouring billions into data centres. The...
The Great Indian Illusion !
The documentary film ” The Great Indian Illusion ” by young & promising film director of his own style Mr. Varun Sukhraj emerges at a critical historical moment when the Indian banking sector is...
Fuel, Inflation and the Household Burden
India’s inflation story is beginning to look more fragile than the headline numbers suggest. Retail inflation, measured through the Consumer Price Index (CPI), remains below the RBI’s comfort level at 3.48 per cent in...
Austerity should be for the rich, not the poor
As several economists had anticipated, the close of the election season has been followed by calls for austerity. The Prime Minister has urged citizens to reduce spending on petroleum products and gold, revive practices...
The Great Nicobar Question!
The recent visit by Rahul Gandhi to Great Nicobar Island has reignited debate around the massive “holistic development” project proposed for the island. While the project is being framed as strategically vital, a closer...
Heat, Rain, and Rising Prices | Finance Matters | Editorial | 24 April 2026
India may be heading into a difficult inflation cycle, and this time the trigger is the weather. Extreme heat and the threat of weak monsoon rains are not just environmental concerns, they are economic...
Rising Heat, Rising Inequality
India’s worsening heatwave crisis is no longer just an environmental concern, it is a deepening economic and social emergency. Rising global temperatures, driven by the accumulation of greenhouse gases, have made heatwaves more frequent,...
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