Bad loans have worsened the banksтАЩ balance sheet. Because of this, the money which banks need to put aside (called provisions) for bad loans has increased manifold, resulting in a decrease of money available...
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The Indian banking sector is under a prolonged and severe crisis. Bad loans continue to grow and banks remain under-capitalized with profits in the red. As a result, credit growth remains muted, reinforcing the...
Public Sector Banks As per the data provided by the government to the Parliament of India, since the financial year 2014-15, until September 2018, the Public Sector Banks have collected Rs 7027.81 crores for...
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Our Money, Our Right Towards a Transparent and Accountable Financial and Banking System Appeal to political parties by peopleтАЩs movements, civil society organisations, trade unions and concerned citizens on finance and banking, with a...
The Reserve Bank of India, in 2015, issued a Master Circular on Wilful Defaulters, which starts with Introduction: тАЬPursuant to the instructions of the Central Vigilance Commission for collection of information on wilful defaults...
For Immediate Release A Resolute NO to Merger! Unions and Opposition Unite to Fight Merger of Public Sector Banks! New Delhi, November 2, 2018:┬а“Under the present government, the Lion in the Make in India...
The recent appointment of SBI’s Former Chairperson Arundhati Bhattacharya’s as an Independent Additional Director at the board of Reliance Industries Limited has sparked public debate on the post-retirement career of senior employees of the...
The Banks have been levying bank charges for providing various services like ATM card, chequebook, annual statement, and transactions. These charges directly affect┬аthe poorest sections of society.┬аIn August 2018, the Union Minister of State...
What is the inside story of the bank frauds in India? An insight into the тАШTop 100тАЩ bank frauds by the Central Vigilance Commission On October 15, 2018, the Central Vigilance Commission (CVC) released...
The unprecedented crisis in the Indian banking sector, which has brought banksтАЩ lending operations to a virtual standstill, means that they can do little to help the economy, which is buffeted on multiple fronts....
Banks act as financial intermediaries between depositors and borrowers. It is the public money, deposited in the form of term deposit (fixed deposits) and time deposit (saving & current accounts) which banks use for...
Prof. C.P. Chandrashekhar looks into the assumptions behind the recent bank merger of Dena Bank, Vijaya Bank and Bank of Baroda, the long-term impact of it on public sector banks (PSBs), using merger as...
The 37th Report of the Parliamentary Standing Committee on Energy failed to fix accountability for the NPA crisis in the power sector, while absolving disastrous moves like delicensing. A new┬аreport┬аby Delhi-based Centre for Financial...
