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Public Sector Banks

Home > Posts tagged Public Sector Banks

Random Reflections- Future of Wage Revision and Trade Unions in Banking Sector – End of the Road?

After more than 3 years of negotiations, strikes and agitations, wage revision for bank employees has been signed on 11.11.2020. For the award staff it is called Bipartite Settlement as they are covered under...

Read more November 17, 2020 at 1:58 am Thomas Franco

Random Reflections- Demonetisation – The cruel joke on the People

After demonetisation on November 8, 2016, seeing the anger of the people, on Nov 13 PM Modi in an emotionally choked speech in Goa said “I have asked the country for just 50 days....

Read more November 10, 2020 at 1:22 pm Thomas Franco

Random Reflections- Bad Boy Billionaires – Few abroad many more in the Country

Netflix is screening a three part series titled “Bad Boy Billionaires – India”. The documentary outlines certain elements of the stories of Vijay Mallya, Nirav Modi and Subrata Roy. The documentaries are inaccurate, inadequate...

Read more October 20, 2020 at 2:38 pm Thomas Franco

Random Reflections; Privatization of Public Sector – Withering of the State?

We just celebrated the 74th Independence day. On the Midnight of 14th August 1947, Pandit Jawaharlal Nehru while addressing the Constituent Assembly in his famous speech, “Tryst with destiny”, underlined that the service of...

Read more August 22, 2020 at 12:02 pm Thomas Franco

Banks Paying Heavily for Corporate Loan Waivers: RTI

Not Write offs, Corporate Loan Waivers Banks Recovered Only 10% Bad Loans After Writing Them Off !! According to an RTI response received from Reserve Bank of India, between 2014 and 2019 scheduled commercial...

Read more July 30, 2020 at 2:45 pm Ashish Kajla

19th July Call of the Day is “Defend Bank Nationalisation: – Defeat Bank Privatisation”

19th July 1969, the then Prime Minister Mrs. Indira Gandhi Nationalised 14 major private sector banks. Thus banking reached to the rural areas, backward regions. Banks started lending to the agriculture which enabled green revolution...

Read more July 15, 2020 at 12:05 pm Devidas Tuljapurakar

Titanic Moment?; Analysis of NPAs & Loans by the PSBs in the Pre-COVID Era

An Analysis of Non-Performing Assets & Loans by the Public Sector Banks in the Pre-COVID Era For the Indian banks, reeling under the weight of mounting Non-Performing Assets (NPAs), COVID came as a blessing...

Read more June 19, 2020 at 5:14 pm CFA

Random Reflections-Finance Minister on the rampage guided by BCG

Ms. Nirmala Sitharaman while unveiling EASE 30 Public Sector Bank Reform plan stated, “Your good will is lost, personal connection is lost, assessment at the bottom level is lost… forgetting branch level connect with...

Read more March 5, 2020 at 12:04 pm Thomas Franco

Faultlines in the path of PSU privatisation

The Economic Survey for 2019-20, on page 158 in Chapter 7 puts it on record that “PSBs are clearly not efficient today”. This is the statement issued by the owner of these banks. If...

Read more February 18, 2020 at 1:53 pm Devidas Tuljapurakar

Random Reflections: Economic Survey 2020 – Clueless, Careless & Directionless

Economic Survey of the government earlier used to provide a lot of analytic data. The report constituted of what has been achieved and what has to be the direction for economic and social development...

Read more February 5, 2020 at 11:28 am Thomas Franco

Random Reflections: Corruption in banks, in the name of cross-selling – Who will bell the cat?

In the name of making banks into supermarkets, providing all financial services, cross-selling was permitted by RBI and the government in the banking industry. Life insurance policies, general insurance policies, mutual funds etc are...

Read more December 25, 2019 at 8:44 pm Thomas Franco

Random Reflections: Why is the Finance Minister Shielding Defaulters?

Why are you shielding the defaulters? Madam Nirmala Sitaraman has to answer! The Government of India has released some data on Bank credit which requires critical analysis. In October & December loan melas Public...

Read more December 11, 2019 at 6:55 am Thomas Franco

Random Reflections: What next in Banking Sector? Will the Trade Unions work together?

On 22nd Oct, AIBEA and BEFI went on strike against merger of Banks. Did anybody care? Sad that all Unions and Associatious objecting merger did not fight together. The Banking Sector Trade Unions in...

Read more October 26, 2019 at 6:54 pm Thomas Franco

Random Reflections by Thomas Franco

Lessons from the Nobel Prize in Economics After Dr. Amartya Sen received Nobel Prize for Development Economics, Abhijit Banerjee, an Indian has become the winner of Nobel on Economics along with his wife Esther...

Read more October 18, 2019 at 3:25 pm Thomas Franco

Proposed Mergers of PSU Banks: “Big” Banks Needed to Serve “Big” Corporates.

On August 30th 2019 Finance Minister Nirmala Sitharaman announced collapsing of 10 Public Sector Banks in 4 Banks. A lot has been said about what will be the impact of this decision on NPA...

Read more October 18, 2019 at 12:13 pm Sanjeev Chandorkar
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January 12, 2021 0

Random Reflections: Micro Finance – Time to look back and make a ‘U’ turn

In 1992, Self Help Groups (SHGs) promoted by NABARD as a Pilot Programme came as a boon for women...

Read more
January 8, 2021 0

Random Reflections – Online Loans: Government and RBI should address the root cause of the problem

Online loans have led to suicides and loss of more than 1000 crores reported so far and few Chinese...

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